/**
 * Module: Risk Section
 * Loaded when `risk_section` layout is present on the page.
 *
 */

:root {
	--indigo: #002B5C;
	--crimson: #ED1C24;
	--slate: #060606;
	--mist: #A5A4A4;
	--frost: #EDEDED;
	--white: #FFFFFF;
	--indigo-deep: #001A3A;
	--indigo-tint: #F2F5F9;
	--ink: #1C2230;
	--ink-soft: #4A5568;
	--line: #D9DCE1;
	--display: 'Gotham', 'Montserrat', system-ui, sans-serif;
	--body: 'Open Sans', system-ui, sans-serif;
	--max: 1180px;
	--gutter: clamp(20px, 4vw, 48px);
	--radius: 6px;
}

/* Section Background & Padding */
.risks {
	background: var(--frost, #EDEDED);
	padding: 64px 0;
	position: relative;
}

.risks .wrap {
	max-width: var(--max, 1180px);
	margin: 0 auto;
	padding: 0 var(--gutter, clamp(20px, 4vw, 48px));
	box-sizing: border-box;
}

/* Section Header */
.risks .head {
	max-width: 680px;
	margin-bottom: 32px;
}

.risks .head .eyebrow {
	font-family: var(--display, 'Gotham', 'Montserrat', system-ui, sans-serif);
	font-weight: 600;
	font-size: 12px;
	line-height: 1.6;
	letter-spacing: .14em;
	text-transform: uppercase;
	color: var(--crimson, #ED1C24);
	margin: 0 0 12px 0;
}

.risks .head h2 {
	font-family: var(--display, 'Gotham', 'Montserrat', system-ui, sans-serif);
	color: var(--indigo, #002B5C);
	font-size: clamp(26px, 3vw, 36px);
	font-weight: 700;
	line-height: 1.15;
	letter-spacing: -.01em;
	margin: 0;
}

.risks .head p {
	font-family: var(--body, 'Open Sans', system-ui, sans-serif);
	color: var(--ink-soft, #4A5568);
	font-size: 17px;
	line-height: 1.5;
	margin-top: 14px;
	margin-bottom: 0;
}

/* Risk Grid */
.risks .rgrid {
	display: grid;
	grid-template-columns: repeat(3, 1fr);
	gap: 20px;
}

/* Risk Card */
.risks .risk {
	background: var(--white, #FFFFFF);
	border: 1px solid var(--line, #D9DCE1);
	border-radius: 12px;
	padding: 26px 26px 24px;
	box-shadow: 0 8px 24px rgba(0, 43, 92, .05);
	display: flex;
	flex-direction: column;
	box-sizing: border-box;
	margin: 0;
	opacity: 0;
	transform: translateY(16px);
	transition: transform .2s ease, box-shadow .2s ease;
}

.risks .risk.in {
	opacity: 1;
	transform: none;
	transition: opacity .55s ease, transform .55s ease, box-shadow .2s ease;
}

.risks .risk.in:hover {
	transform: translateY(-3px);
	box-shadow: 0 16px 36px rgba(0, 43, 92, .10);
}

/* Card Elements */
.risks .risk .lab {
	font-family: var(--display, 'Gotham', 'Montserrat', system-ui, sans-serif);
	font-size: 11px;
	font-weight: 700;
	line-height: 1.6;
	letter-spacing: .14em;
	text-transform: uppercase;
	color: var(--crimson, #ED1C24);
	margin: 0;
}

.risks .risk h3 {
	font-family: var(--display, 'Gotham', 'Montserrat', system-ui, sans-serif);
	color: var(--indigo, #002B5C);
	font-size: 22px;
	font-weight: 700;
	line-height: 1.2;
	letter-spacing: -.01em;
	margin: 8px 0 4px 0;
}

.risks .risk .cons {
	font-family: var(--body, 'Open Sans', system-ui, sans-serif);
	color: var(--ink-soft, #4A5568);
	font-size: 15px;
	font-weight: 400;
	line-height: 1.6;
	margin: 0;
}

/* With JHG Answer Box */
.risks .risk .ans {
	margin-top: 18px;
	padding-top: 16px;
	border-top: 1px solid var(--line, #D9DCE1);
	display: block;
}

.risks .risk .ans .lab {
	font-family: var(--display, 'Gotham', 'Montserrat', system-ui, sans-serif);
	font-size: 11px;
	font-weight: 700;
	letter-spacing: .14em;
	text-transform: uppercase;
	color: var(--indigo, #002B5C);
	display: flex;
	align-items: center;
	gap: 8px;
	margin: 0;
}

.risks .risk .ans p {
	font-family: var(--body, 'Open Sans', system-ui, sans-serif);
	font-size: 14.5px;
	font-weight: 400;
	color: var(--ink, #1C2230);
	line-height: 1.55;
	margin: 8px 0 0 0;
}

/* Responsive Styles */
@media (max-width: 980px) {
	.risks .rgrid {
		grid-template-columns: 1fr;
	}
}

@media (max-width: 720px) {
	.risks {
		padding: 48px 0;
	}
}

@media (prefers-reduced-motion: reduce) {
	.risks .risk {
		opacity: 1 !important;
		transform: none !important;
		transition: none !important;
	}
}

/* Fallback when JS is disabled or not yet executed */
.no-js .risks .risk {
	opacity: 1;
	transform: none;
}