/* Core Service Section (Ledger) */
.ledger {
	background: var(--frost, #EDEDED);
	padding: 56px 0;
}

.ledger .wrap {
	max-width: var(--max, 1180px);
	margin: 0 auto;
	padding: 0 var(--gutter, clamp(20px, 4vw, 48px));
}

.ledger .head {
	display: grid;
	grid-template-columns: 1fr 1fr;
	gap: 40px;
	align-items: end;
	margin-bottom: 28px;
}

.ledger .head .eyebrow {
	font-family: var(--display, 'Montserrat', sans-serif);
	font-weight: 600;
	font-size: 12px;
	letter-spacing: .14em;
	text-transform: uppercase;
	color: var(--crimson, #ED1C24);
	margin-bottom: 12px;
}

.ledger .head h2 {
	font-family: var(--display, 'Montserrat', sans-serif);
	color: var(--indigo, #002B5C);
	line-height: 1.15;
	letter-spacing: -.01em;
	font-size: clamp(26px, 3vw, 36px);
	font-weight: 700;
	margin: 0;
}

.ledger .head p {
	color: var(--ink-soft, #4A5568);
	font-size: 17px;
	line-height: 1.6;
	max-width: 520px;
	margin: 0;
}

.pillar {
	display: grid;
	grid-template-columns: 300px minmax(0, 1fr);
	gap: 40px;
	background: var(--white, #FFFFFF);
	border: 1px solid var(--line, #D9DCE1);
	border-top: 0;
	padding: 28px 32px;
}

.pillar:first-of-type {
	border-top: 1px solid var(--line, #D9DCE1);
	border-radius: 10px 10px 0 0;
}

.pillar:last-of-type {
	border-radius: 0 0 10px 10px;
}

.pillar .key {
	display: flex;
	flex-direction: column;
	justify-content: space-between;
	gap: 16px;
}

.pillar .key h3 {
	font-family: var(--display, 'Montserrat', sans-serif);
	color: var(--indigo, #002B5C);
	font-size: 26px;
	font-weight: 800;
	letter-spacing: -.02em;
	line-height: 1;
	display: flex;
	align-items: center;
	gap: 12px;
	margin: 0;
}

.pillar .key h3::before {
	content: "";
	width: 8px;
	height: 32px;
	background: var(--crimson, #ED1C24);
	border-radius: 2px;
	flex-shrink: 0;
}

.pillar .key p {
	font-size: 14.5px;
	line-height: 1.6;
	color: var(--ink-soft, #4A5568);
	margin-top: 10px;
	margin-bottom: 0;
	max-width: 280px;
}

.pillar .key a {
	font-family: var(--display, 'Montserrat', sans-serif);
	font-weight: 700;
	font-size: 13px;
	letter-spacing: .04em;
	color: var(--crimson, #ED1C24);
	display: inline-flex;
	align-items: center;
	gap: 8px;
	align-self: flex-start;
	text-decoration: none;
}

.pillar .key a svg {
	width: 14px;
	height: 14px;
	transition: transform .15s ease;
}

.pillar .key a:hover svg {
	transform: translateX(3px);
}

.pillar ul {
	list-style: none;
	display: grid;
	grid-template-columns: 1fr 1fr;
	gap: 0 32px;
	align-content: start;
	margin: 0;
	padding: 0;
}

.pillar li {
	display: grid;
	grid-template-columns: 20px 1fr;
	gap: 12px;
	align-items: start;
	padding: 11px 0;
	border-bottom: 1px solid var(--line, #D9DCE1);
	font-size: 14.5px;
	line-height: 1.4;
}

.pillar li:last-child,
.pillar li:nth-last-child(2):nth-child(odd) {
	border-bottom: 0;
}

.pillar li img,
.pillar li svg {
	width: 20px;
	height: 20px;
	margin-top: 1px;
	flex-shrink: 0;
}

.pillar li b {
	font-family: var(--display, 'Montserrat', sans-serif);
	font-weight: 700;
	color: var(--indigo, #002B5C);
	display: block;
}

.pillar li span {
	color: var(--ink-soft, #4A5568);
	font-size: 13.5px;
}

.pillar li.insured b::after,
.pillar li .service-tag {
	content: "Insured";
	margin-left: 8px;
	font-size: 10px;
	letter-spacing: .1em;
	text-transform: uppercase;
	background: var(--crimson, #ED1C24);
	color: #fff;
	padding: 2px 7px;
	border-radius: 3px;
	vertical-align: middle;
	display: inline-block;
	font-weight: 700;
	line-height: normal;
}

.ledger .foot {
	display: flex;
	justify-content: space-between;
	align-items: center;
	gap: 20px;
	flex-wrap: wrap;
	margin-top: 24px;
}

.ledger .foot p {
	color: var(--ink-soft, #4A5568);
	font-size: 15.5px;
	line-height: 1.6;
	max-width: 640px;
	margin: 0;
}

.ledger .foot .btn {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	gap: 10px;
	font-family: var(--display, 'Montserrat', sans-serif);
	font-weight: 700;
	font-size: 14px;
	line-height: 1.6;
	letter-spacing: .02em;
	padding: 14px 26px;
	border-radius: var(--radius, 6px);
	border: 2px solid transparent;
	transition: transform .15s ease, background .15s ease, color .15s ease, border-color .15s ease;
	cursor: pointer;
	white-space: nowrap;
	text-decoration: none;
}

.ledger .foot .btn:hover {
	transform: translateY(-1px);
}

.ledger .foot .btn-primary {
	background: var(--crimson, #ED1C24);
	color: var(--white, #FFFFFF);
}

.ledger .foot .btn-primary:hover {
	background: #C9151C;
	color: var(--white, #FFFFFF);
}

/* Responsive adjustments matching Netlify */
@media (max-width: 980px) {
	.ledger .head {
		grid-template-columns: 1fr;
		gap: 32px;
	}

	.pillar {
		grid-template-columns: 1fr;
		gap: 20px;
		padding: 24px;
	}
}

@media (max-width: 720px) {
	.ledger {
		padding: 44px 0;
	}

	.pillar ul {
		grid-template-columns: 1fr;
	}

	.pillar li:nth-last-child(-n+2) {
		border-bottom: 1px solid var(--line, #D9DCE1);
	}

	.pillar li:last-child {
		border-bottom: 0;
	}

	.ledger .foot {
		flex-direction: column;
		align-items: flex-start;
	}
}